Privacy Policy

1. Information We Collect

We collect information you provide directly, including your name, mobile number, email address, PAN card number, date of birth, and financial information necessary to process loan applications.

• Personal identification details (name, DOB, PAN, Aadhaar)
• Contact information (mobile, email, address)
• Financial information (income, existing loans, bank details)
• Device and usage data (IP address, browser type, pages visited)

2. How We Use Your Information

Your information is used to:

• Process and evaluate loan applications
• Match you with suitable lenders from our network
• Verify your identity with credit bureaus (CIBIL, Experian)
• Communicate about your application status
• Improve our platform and services
• Comply with legal and regulatory requirements

3. Data Sharing

We share your data only with:

• Partner banks and NBFCs — to process your loan application
• Credit bureaus — for credit score verification (with your consent)
• Service providers — for KYC, document verification, and SMS services
• Regulatory bodies — when required by law

We never sell your personal data to third parties for marketing purposes.

4. Data Security

We implement industry-standard security measures including 256-bit SSL encryption, secure data centers, regular security audits, and strict access controls. All sensitive data is encrypted at rest and in transit.

5. Your Rights

• Right to access your personal data
• Right to correct inaccurate information
• Right to request deletion of your data
• Right to withdraw consent at any time
• Right to data portability

6. Cookies

We use cookies to improve your browsing experience, remember your preferences, and analyse site traffic. You can disable cookies in your browser settings, though some features may not work properly.

7. Contact Us

For privacy concerns, contact our Data Protection Officer at mrabilityfinancepvtltd@gmail.com or write to MRABILITY FINANCE PRIVATE LIMITED, A-342, Plot No.4, Logix Technova Tower, Sec-132, Noida, Gautam Buddha Nagar, Uttar Pradesh - 201301.